Good Roof Age

Fiberglass shingles are more.

Good roof age.

The trend is to require an older roof 15 to 20 years plus to have an inspection to get a renewal. If you have an asphalt shingle roof that is over 10 years old for example the likelihood of claim denial goes up. An insurer may cover a leaky roof. Tile roofing is typically stronger than shingle and is considered to have a life expectancy of 30 years.

This difference could amount to thousands of dollars depending on the age of your roof. Were the 25 year shingle will last 25 years. Jeanne mclaughlin august 9. I have a 25 year shingle on my roof and it has only lasted 16 years what is a good brand to use.

Or they may offer a claim settlement that is lower than you hoped. These are expected to last up to 20 years. Knowing when a roof was installed and what it s made of offers insight into how much life it has left. Your insurance company can argue that roof damages were exacerbated by the roof s age.

While many types of roofs last longer than 15 years some can hold up well for 50 years or longer barring a serious storm or a large fallen tree. For instance a typical asphalt shingle roof lasts 20 to 25 years while a roof installed. The average lifespan of asphalt shingles ranges from 20 to 40 years depending on the manufacturer although many warranties only guarantee between 15 and 25 years. With proper installation you can expect a 25 to 40 years lifespan from a ribbed metal roof with exposed fasteners.

Does homeowners insurance cover roof leaks. As indicated in the graph throughout a 75 year period a natural slate roof will need to be reroofed 1 5 times which means it lasts upwards of 50 years. Ribbed panels can be a good option for a steeper gable style roof. This doesn t mean that your architectural roof will start collapsing after 20 years.

If you live in an area where roof damage from windstorms and hail is prevalent or possible the decision you make about this coverage could mean the difference between paying out just your homeowners policy deductible or your deductible plus depreciation costs. Not surprisingly cheaper roofing materials won t. A ribbed metal panel roofing system featuring concealed fasteners will offer a longer lifespan ranging from 30 to 50 years depending on the environment. Concrete tile such as those manufactured by eagle roofing products and natural clay tile will need to be reroofed 1 time during this period meaning they last 75 years or more.